Every dollar you invest in United Labor Credit Union (up to $100,000) is fully insured by the National Credit Union Administration (NCUA), an agency of the federal government. NCUA is the strongest federally insured deposit agency, so you know your money is safe at the credit union.

Since every member of United Labor Credit Union is an owner, your basic savings account is known also as your "Share" Account. You earn interest on your savings balance just like a passbook savings account. United Labor Credit Union’s share account pays dividends that are usually above what is paid at most other financial institutions. Here is a list of other ways to save at ULCU …

No matter what you are saving for – a new computer, stereo system, whatever you desire – we can help. Set up a Special Savings Account and save effortlessly through payroll deduction. Open accounts for your kids or grandchildren to teach them financial responsibility or save for education expenses.

United Labor’s Christmas Savings Account helps you plan for the season of giving by depositing a small amount of each paycheck into a dividend-earning account. Members say they never miss the funds, and appreciate the sum of the funds when they become available each October. Elect to have the funds mailed to you in a check or deposited into your ULCU savings or checking account. Contribute easily through payroll deduction.

Don’t let tax season sneak up on you. Save easily with our Tax Savings Account. This allows you to contribute automatically through payroll deduction, and will ensure that you have the funds you need at tax time.

United Labor Credit Union offers CDs with a wide variety or terms. CDs are secure and federally insured. Rates may change daily; call 816-313-2848 for current CD rates.

Payroll deduction is a convenient way to build your savings or to pay off a loan. Each pay period, an amount you’ve designated is automatically deducted from your paycheck (where available), then deposited into the account of your choice. Since the deduction occurs on a regular basis, savings grow quickly and loan payments are made on time without ever going to the credit union office. Start payroll deduction by downloading and completing the payroll deduction/direct deposit form.

Direct deposit is similar to payroll deduction, but allows for your entire paycheck, social security check or recurring government check to be deposited directly into an account of your choice. No more rushing last minute deposits to the credit union or worrying about whether your check is lost or stolen. Start payroll deduction by downloading and completing the payroll deduction/direct deposit form.