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Insurance Options
NEW! Extended Warranty Program
Members ... You can now purchase the highest-quality Extended Service Policy when financing your next vehicle at United Labor Credit Union, and at a fraction of the dealership cost! If your vehicle is within 1 month and 1,000 miles of reaching its factory warranty expiration, ask us how you can benefit from a ULCU warranty on your auto, RV, trailer or boat, and protect your vehicle from costly mechanical breakdowns. Get a quote now
And, don't forget ...
GAP Insurance
Guaranteed Auto Protection helps protect members against the GAP that exists between the vehicle loan amount and its actual cash value. During the first few years you own your vehicle, your loan balance may be higher than the actual cash value. If your vehicle is stolen and not recovered or totaled in an accident you would be responsible for that difference. GAP covers the difference between the market value of your vehicle and the loan balance, less delinquent payments, late charges, refundable service warranty contracts and other insurance related charges. Get a quote now
Offered at NO COST TO YOU, Basic Accidental Death Insurance Coverage
To show you how much we value your membership, United Labor Credit Union offers all eligible members $1,000 of Accidental Death & Dismemberment (AD&D) Insurance – at no cost to you! As added protection to your family, you also have the opportunity to purchase up to $300,000 of additional coverage at affordable group rates!
Guaranteed Acceptance
No Physical Examinations
No Health Questions
Online enrollment
To activate $1,000 of no-cost-to-you coverage, purchase additional coverage, or for more information, click here, or call toll-free 1-877-665-7563.
Credit Disability or Credit Life Insurance
Credit insurance is available to United Labor Credit Union members. When you participate in these very low-cost options, you'll receive peace of mind knowing your loan payments will be taken care of if you die or are injured.
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